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Shocking Truth About Auto Dealerships and The Current State of the Industry





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This is a must watch video in a series for auto dealers principals and managers. In this video outlines the shocking truth about the state of the industry and the mistakes being committed by dealers and managers that will cost them sales and profits.

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SEC Suspends Trading of Publicly Listed Bitcoin Firm





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With a year-to-date growth of almost 4,000%, at the close of the second quarter of 2017, it was Ripple that was the star of the cryptocurrency world.

The growth of Ripple, and its token, XRP, has been phenomenal in a market that is used to seeing astronomical growth. The XRP token closed out the second financial quarter of 2017 on June 30th priced at $0.26 USD. That is a 1,159% increase for the quarter alone and an impressive 3,977% increase for the year to date.

What Is Ripple?
Ripple’s distributed financial technology enables banks to send real-time international payments across networks.

Why Ripple?
Using Ripple, banks can meet growing demands for faster, low-cost, on-demand global payment services for any payment size. The result: new revenue opportunities, lower processing costs, and better overall customer experiences.

Quantify Your Bank’s Efficiency Gains
Using Ripple, your bank can acquire new customers and grow revenue through differentiated products and services. In addition to that, Ripple lowers your bank’s back-office costs through an efficient mechanism to process and settle international payments. This model allows you to estimate the efficiency gains your bank can achieve using Ripple for international payments.

Global commerce is rapidly changing. Businesses are increasingly global from day one and consumers are programmed to expect on demand delivery of services and information. Yet, the current infrastructure for payments is woefully inadequate to meet these needs.

Ripple works with banks to transform how they send money around the world — a necessary step to compete in today’s growing economy. Our vision is to enable the Internet of Value so the world can move value the way it moves information today.

Bitcoin is a digital currency (also called crypto-currency) that is not backed by any country’s central bank or government. Bitcoins can be traded for goods or services with vendors who accept Bitcoins as payment.

Bitcoin-to-Bitcoin transactions are made by digitally exchanging anonymous, heavily encrypted hash codes across a peer-to-peer (P2P) network. The P2P network monitors and verifies the transfer of Bitcoins between users. Each user’s Bitcoins are stored in a program called a digital wallet, which also holds each address the user sends and receives Bitcoins from, as well as a private key known only to the user.

The Bitcoin network is designed to mathematically generate no more than 21 million Bitcoins and the network is set up to regulate itself to deal with inflation. Bitcoins can be spent by initiating a transfer request from a Bitcoin address in the customer’s wallet to a Bitcoin address in the vendor’s wallet. As of this writing, one Bitcoin (also called a BTC) is worth $104 — but just as with stocks, the value of Bitcoins can fluctuate quickly.

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Sales – Auto Careers from GoAuto.ca





Technology has changed the way we buy and sell cars. This is not your fathers automotive industry, but treating people right is still the key to earning new, repeat, and referral business. With the tools and resources provided by Go Auto, your potential is limitless.

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What is HIRE PURCHASE? What does HIRE PURCHASE mean? HIRE PURCHASE meaning & explanation





What is HIRE PURCHASE? What does HIRE PURCHASE mean? HIRE PURCHASE meaning – HIRE PURCHASE definition – HIRE PURCHASE explanation.

Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license.

Hire purchase (abbreviated (HP) this is an arrangement whereby a customer acquires an asset by paying an initial installment (e.g. 40% of the total) and repays the other part of the cost of the asset over a period of time or term for a contract, in which a purchaser agrees to pay for goods in parts or a percentage over a number of months. In Canada and the United States, a hire purchase is termed an installment plan although these may differ slightly as in a hire purchase agreement the ownership of the good remains with the seller until the last payment is made. Other analogous practices are described as closed-end leasing or rent to own.

The hire purchase agreement was developed in the United Kingdom in the 19th century to allow customers with a cash shortage to make an expensive purchase they otherwise would have to delay or forgo. For example, in cases where a buyer cannot afford to pay the asked price for an item of property as a lump sum but can afford to pay a percentage as a deposit, a hire-purchase contract allows the buyer to hire the goods for a monthly rent. When a sum equal to the original full price plus interest has been paid in equal installments, the buyer may then exercise an option to buy the goods at a predetermined price (usually a nominal sum) or return the goods to the owner.

If the buyer defaults in paying the installments, the owner may repossess the goods, a vendor protection not available with unsecured-consumer-credit systems. HP is frequently advantageous to consumers because it spreads the cost of expensive items over an extended time period. Business consumers may find the different balance sheet and taxation treatment of hire-purchased goods beneficial to their taxable income. The need for HP is reduced when consumers have collateral or other forms of credit readily available.

These contracts are most commonly used for items such as car and high value electrical goods where the purchasers are unable to pay for the goods directly.

If the seller has the resources and the legal right to sell the goods on credit (which usually depends on a licensing system in most countries), the seller and the owner will be the same person. But most sellers prefer to receive a cash payment immediately. To achieve this, the seller transfers ownership of the goods to a Finance Company, usually at a discounted price, and it is this company that hires and sells the goods to the buyer. This introduction of a third party complicates the transaction. Suppose that the seller makes false claims as to the quality and reliability of the goods that induce the buyer to “buy”. In a conventional contract of sale, the seller will be liable to the buyer if these representations prove false. But, in this instance, the seller who makes the representation is not the owner who sells the goods to the buyer only after all the installments have been paid. To combat this, some jurisdictions, including Ireland, make the seller and the finance house jointly and severally liable to answer for breaches of the purchase contract.

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Continue your mission to become the ultimate criminal kingpin of Los Santos and Blaine County in GTA Online: Further Adventures in Finance and Felony, now available on PlayStation 4, Xbox One and PC. As CEO, you’ll enjoy all the special abilities of being a VIP, plus access to a whole new frontier of black market opportunities with SecuroServ’s patented Special Cargo Network, allowing you to buy and sell illegal goods across a city-wide empire.
THE EXECUTIVE SUITE
To get your operation up and running, you’ll need an executive office fitting the title along with a skillful team of hired Associates. Dynasty 8 Executive Realty, in partnership with SecuroServ, now have a new line of deluxe office suites specifically for the motivated career criminal. These masterpieces in executive design come with a full-time assistant, helipad, boardroom, Don’t Cross the Line arcade game, and optional storage space like the Gun Locker, allowing you to personalize your perfect weapon loadout before you go on the job.

An executive office also includes private access to the SecuroServ Special Cargo Network, which you’ll use to invest in Warehouses and traffic rare and exotic product throughout the city. Warehouses store all Special Cargo and storage space is valuable; manage your inventory wisely and maximize your margins by selling when the prices are right.

Run dangerous, multi-part Buy Missions with your team of Associates to store and stockpile Special Cargo.
BUY AND SELL SPECIAL CARGO
Buy missions require skill from a coordinated team of Associates to successfully pull off. Missions are grouped into three categories that increase in difficulty based on how many crates of contraband you intend to purchase and how much risk you are willing to take on. With greater risks – whether from the FIB, LSPD or rival player Organizations – come greater rewards.

Manage your inventory carefully from Small, Medium and Large Warehouses. Overstocked warehouses with lucrative goods won’t stay secret for long…
Accumulating inventory will drive demand in the market. When the time comes to sell, you’ll have various offers to choose from based on your inventory. Sell missions require constant vigilance; keep your eyes peeled as the job isn’t over until all of your Cargo is safely transported, and destroyed Cargo can eat into your profits.
DEFEND YOUR WAREHO– USE
Major players attract attention and warehouses stocked with high volumes of valuable goods won’t stay secret for long. Act quickly to avoid losing a percentage of your Special Cargo in surprise attacks from resident gangs of Los Santos.

Defend your ground – gang members run counter operations with full frontal attacks and raids from back alleys.
NEW VIP WORK & CHALLENGES
CEOs will enjoy all of the perks of being a VIP, including access to new sources of illicit funds and challenges.
VIP Work
Headhunter: Assassinate key targets across the map against the clock.
Airfreight: Liberate some valuable cargo from its armed guard and fly it to safety.
Haulage: Be the first to deliver a trailer full of tax-exempt merchandise to its wrongful owner.
VIP Challenges
Cashing Out: Be the pack leader in the latest wave of ATM fraud to hit the streets of Los Santos.

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