Accident Insurance





In this video we’ll talk about accident insurance; why you should consider having it; what it covers and how it works.

Why should you consider accident insurance?
According to the National Safety Council, more than 25 million people in America suffered a disabling injury every year between 2005 and 2008.

If you’re in an accident, there may be medical bills and expenses that you did not anticipate, like high deductibles or other out-of-pocket costs.

Depending on the type of major medical insurance you have, some hospital bills, doctor’s fees, rehab and physical therapy costs may not be covered by your major medical insurance policy.

And, if you’re unable to work, your regular bills, like your mortgage or rent, utilities and auto payments don’t stop coming.

Unless you have a robust savings account that can handle large unexpected expenses, accident insurance may be right for you.

What can accident insurance do for you?

Accident insurance helps provide you with a way to stay ahead of the medical and out-of-pocket expenses that you may face after an accidental injury.

Accident insurance provides you with cash benefits that are either paid to you directly or that can be assigned to someone else — at your discretion.

And, you decide how best to spend the funds.

Accident insurance is designed to help you protect the money you’ve saved from large, unexpected expenses due to an accidental injury.

How does accident insurance work?
– With accident insurance you may receive cash benefits to help with expenses that may not be fully covered by your major medical insurance;
o things like Broken teeth;
o Concussions;
o Confinement to an Intensive care unit;
o visits to the emergency room;
o and more.

– With accident insurance you may also receive cash benefits, which can be used at your discretion to help with things like housing, gas, electric and cable bills; or payments for vehicles – like cars, boats and motorcycles.

Accident insurance is designed to help provide you with peace of mind.

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|CAR INSURANCE| ♥ TOP 10 CAR INSURANCE ☀️ LIST OF BEST INSURANCE COMPANIES IN U.K 2016





We’ve looked at ratings from independent, professional financial services review firms (including Which? and Fairer Finance) to come up with a list of the top insurers on the market for car insurance:

UK. 2016
-1 Aviva Car Insurance http://goo.gl/C6kFK
-2 Direct Line Car Insurance https://goo.gl/igGDHX
-3 Saga Car Insurance http://goo.gl/w7NNxA
-4 Nationwide Car Insurance http://goo.gl/DgX22P
-5 Admiral Car Insurance http://goo.gl/trPT8
-6 1st Central Car Insurance https://goo.gl/Syi2SP
-7 Churchill Car Insurance https://goo.gl/ZIlomo
-8 M&S Bank Car Insurance http://goo.gl/KhgtX9
-9 Co-op Insurance Car Insurance http://goo.gl/xFEAGc
-10 Marmalade Car Insurance http://goo.gl/5QpCZp

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Five tips for comparing cheap auto insurance quotes and saving money
These days it’s easy to get an online quote for cheap auto insurance. Many companies, including Nationwide Insurance®, let you compare policies and prices online. Here’s what to look for when searching for cheap car insurance quotes online.
1. Look for discounts
Many insurers will give you discounts on your car insurance for reasons such as having a good driving record or insuring multiple cars with the same company. Some companies, like Nationwide, offer even more discounts to help you achieve a cheap car insurance quote.
2. Get involved in a group
Nationwide offers affinity discounts on car insurance for customers belonging to qualifying organizations. Farm Bureau members may earn additional savings in selected states. You could also save up to 15% if you are a policyholder with Nationwide for at least five years.
3. Make your car safe
The type of car you drive can affect how cheap your car insurance quote is. If your car has an anti-theft device, full front-seat airbags or restraint devices that work automatically when your door closes, you may get a discount. And you may earn defensive driver discounts when you successfully complete an approved motor vehicle accident prevention course.
4. Compare the coverage options in your policy
Make sure that you can customize your cheap online car insurance quote with different coverage options to suit your budget and needs. These options include liability insurance, collision or comprehensive coverage, or uninsured or underinsured motorist coverage.
5. Do a little research
Nationwide offers additional resources to help you save on your cheap online auto insurance quote. Visit theAuto Insurance Resource Center where you’ll find a variety of tips and ideas to help enhance your driving and insurance experiences. And our On Your Side® Review is a free insurance assessment that ensures you have the coverage you need and discounts that may be applicable.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.
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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.

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