Accident Insurance





In this video we’ll talk about accident insurance; why you should consider having it; what it covers and how it works.

Why should you consider accident insurance?
According to the National Safety Council, more than 25 million people in America suffered a disabling injury every year between 2005 and 2008.

If you’re in an accident, there may be medical bills and expenses that you did not anticipate, like high deductibles or other out-of-pocket costs.

Depending on the type of major medical insurance you have, some hospital bills, doctor’s fees, rehab and physical therapy costs may not be covered by your major medical insurance policy.

And, if you’re unable to work, your regular bills, like your mortgage or rent, utilities and auto payments don’t stop coming.

Unless you have a robust savings account that can handle large unexpected expenses, accident insurance may be right for you.

What can accident insurance do for you?

Accident insurance helps provide you with a way to stay ahead of the medical and out-of-pocket expenses that you may face after an accidental injury.

Accident insurance provides you with cash benefits that are either paid to you directly or that can be assigned to someone else — at your discretion.

And, you decide how best to spend the funds.

Accident insurance is designed to help you protect the money you’ve saved from large, unexpected expenses due to an accidental injury.

How does accident insurance work?
– With accident insurance you may receive cash benefits to help with expenses that may not be fully covered by your major medical insurance;
o things like Broken teeth;
o Concussions;
o Confinement to an Intensive care unit;
o visits to the emergency room;
o and more.

– With accident insurance you may also receive cash benefits, which can be used at your discretion to help with things like housing, gas, electric and cable bills; or payments for vehicles – like cars, boats and motorcycles.

Accident insurance is designed to help provide you with peace of mind.

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

Six Secrets to Know When Renting a Car





There are six secrets that car rental companies don’t want you to know and these secrets can save you a lot of money.

Number one: always inspect the car you’re renting with an employee before you sign anything. Car rental offices should have a vehicle inspection list that is signed before you leave the premises, otherwise you could be billed for the damage.

Number two: off airport locations are often cheaper than those at the airport. The vehicles at the airport locations often cost more due to airport fees.

Number three: fuel purchase options and insurance. You may purchase a tank of gas from the rental company at the time of rental, and return the vehicle with as little gas as you prefer. Be aware that they are unable to give you a refund for any unused fuel. However, this method eliminates the need for you to refuel the tank prior to returning. This can be very pricey if you’re not traveling far, but is a convenience.

The rental car agents enthusiastically encourage you to purchase car rental insurance or what is commonly referred to as collision damage waiver, the CDW. However, check with your insurance agent and find out if your credit card covers this. However, you will be responsible if the vehicle is damaged and the time that it is not being used, that’s a bill you will have to pay.

Number four: negotiate your upgrade. The upgrade rates don’t exist, they’re made up by sales people if you have a mid-sized reservation and you’re looking for something larger or something more fuel-efficient, you can ask for the upgrade. Don’t pay the extra fee. If not, take the reservation.

Number five: timing is everything. The largest expense incurred by a car rental company is depreciation. If the car is sitting on the lot, they want to rent it.

Number six: complain and you shall receive. Car rental companies often go to great lengths to make their customers happy. Like most companies, they want you to use them again. If there is a problem or complaint, complain to a manager and ask for a discount or a refund.

You can save even more money by using your AAA discount, AARP or even a buying club.

Courtesy of Time Warner Cable / YNN
Aired: 8/10/2011

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

How Much Does Homeowner’s Insurance Cost?





How much does homeowner’s insurance typically cost when buying a home? Erika Pektas, Realtor and Insurance Specialist, talks about how much it costs for homeowner’s insurance, what factors are at play, and when to get homeowner’s insurance during the purchase of your new home.

You can search for your next home at Erika’s website: www.ErikaPRealtor.com and reach out to her for more real estate and insurance insight at Erika@ExclusiveCollection.com or 407-334-6294!

How much does it cost for homeowner’s insurance: http://youtu.be/kVljV80l6Ko

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

CAR INSURANCE





CAR INSURANCE

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

Car Insurance Adjuster Sends You a Check You Didn’t Even Ask For! What Do You Do Now?





http://www.Oginski-Law.com
516-487-8207
lawmed10@yahoo.com

This happens more than you think.

You were involved in a car accident here in NY and before you have a chance to gather all of your medical records, the insurance adjuster calls you on the phone to find out how you are feeling. Based upon your answers, the insurance adjuster might just send you a check to cover your expenses and their perceived value of your “pain and suffering.”

You arrive home one day to find a check waiting for you from your car insurance company. It’s a large check. It has five digits. You are tempted to cash it or deposit it. You could use the money since you have not been able to work since your car accident.

Before running to the bank, be forewarned.

There is usually language on that check that indicates if you deposit or cash it, you effectively end your claim right then and there. You will likely waive your rights to receive any other compensation if you accept that check and deposit it into your bank account.

Before you run to the bank and deposit the check, ask yourself how could the insurance adjuster or claims adjuster possibly know the true extent of your injuries if they don’t have any of your medical records?

How could they know whether your injuries are permanent or disabling?

If you have not sent them copies of your medical records and you are still undergoing treatment, how could they possibly know the true value of what your “pain and suffering” is really worth?

The insurance company has a hidden agenda when sending out a check like this.

They hope you will eagerly jump at the chance to deposit that check and end your claim once and for all. They know that they have a greater chance of limiting their payout early on in your claim compared to waiting and gathering all of your medical records and seeing what the true extent of your injuries really are.

Is it a nice gesture? Sure it is.

However don’t confuse nice with a claims adjuster’s desire to limit your monetary payout. Remember, an insurance company’s goal is to limit the amount of money they pay out to you.

Your goal however, is to document all of your injuries in order to maximize the value of the compensation you should be receiving.

Watch the video to learn more…

Here’s a cardiac malpractice case where I was able to achieve a $6 million dollar settlement for my client: http://www.oginski-law.com/video/cardiac-malpractice-in-ny.cfm

Here’s a foot surgery case where a Westchester, NY jury awarded my client $1.55 million dollars for her pain and suffering: http://ow.ly/azKg6

To learn more about how medical malpractice cases work in the state of New York, I encourage you to explore my educational website, ‪http://www.Oginski-Law.com‬.

If you have legal questions, I invite you to pick up the phone and call me at 516-487-8207 or by email at lawmed10@yahoo.com. This is what I do every day and I’d be happy to chat with you.

Law Office of Gerald Oginski
25 Great Neck Road, Ste. 4
Great Neck, NY 11021
516-487-8207

Email: lawmed10@yahoo.com
Twitter: @GerryOginski

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

Get Auto Insurance Quote – [cheap auto insurance quote] where to get the cheapest insurance quotes





http://getautoinsurancequote-online.blogspot.com – get auto insurance quote – aaa auto insurance quotes – how to get the cheapest rates.
best auto insurance quotes — how and where to get the best insurance rates. getting cheap auto insurance quotes is rather quite easy when your at the right place. how can i get auto insurance quotes for sr22. auto insurance quotes scotiabank auto insurance quotes auto insurance companies geico auto insurance quotes comparison canadian auto insurance quotes auto insurance quotes bc cibc auto insurance quotes.

at affordable auto insurance fort wayne in 260 673-5900 we are a professional full service auto insurance agency see us at: as well as a property & casualty insurance agency serving the business and personal marketplace…

get cheap car insurance quotes today!

save and get cheap auto insurance online and finding cheaper auto insurance rates to save over what our competitors have. cheapest auto insurance quotes.

how to get cheap full coverage auto insurance quotes.
[cheap auto insurance quote] where to get the cheapest insurance quotes. automobile insurance discounts, auto insurance on line quote, how to get cheap insurance.
that’s what getting the best auto insurance quotes is all about.

cars 2014 | compare car insurance quotes cars 2014 | compare auto insurance quotes compare free car insurance quotes from cheap insurance for car.

mexpro get a quote for car insurance in mexico. click here for cheap auto insurance quotes:… getting a quote for mexican auto insurance can be done 4 easy steps at . save here finding the lowest auto insurance quotes in town can be done one of three ways. getting an auto insurance quote has never been easier… how to get car insurance quotes no credit check. this can be a great way to get a cheaper auto insurance rate… the third way to get the best auto insurance quotes is to have every insurance agent in the us as a friend on facebook.
now the final lap is ensuring you pick out up to five of the best auto insurance quotes returned from the whole lot and then do the following checks….
so if you want to go about your quest for the best auto insurance quotes right then you need to take note of a number of things…..
free online auto insurance quote.

cheap auto insurance quotes online.

give them details – if you don’t provide information about your zip code marital status car’s safety features and annual commuting miles by default insurance companies will quote you a higher auto insurance rate. shop around – auto insurance rates can vary as much as 300% between companies for the same coverage. auto insurance quotes with auto quote tool . because they had the best prices on auto insurance i found.

Subscribe to my Channel —-

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

Car insurance quote – Car insurance online quote – Cheap car insurance quote #3





Car insurance quote – Car insurance online quote – Cheap car insurance quote #3
Car insurance quote – Car insurance online quote – Cheap car insurance quote #3
Car insurance quote – Car insurance online quote – Cheap car insurance quote #3

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

get auto insurance quote online





get auto insurance quote online

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

How to Get The Best Car Insurance Rates for Teenagers 2017 Teen Car Insurance Rates





Own geico policy while continuing to receive the same great car insurance rates you’re currently receiving. See the five insurance companies likely to provide best rates. To keep your child safe and insurance rates low (as as teenage can be), monitor if does not have a permit or license, company may still list copyright 1984 2017 quinstreet, inc. A parent adding a male teen to their policy can expect new rate run as high copyright 1998 2017 by quinstreet, inc. Best cars for teens carinsurance. Bajaj allianz car insurance save upto 70% on insurancefinding the cheapest for teens nerdwallet. Helping cut the costs of car insurance for your teen how to get cheap teens balance. If you’ve ever had to buy car insurance for a teen, you know that coverage can be farmers review 2017 complaints, ratings and how 16 oct 2015 find much is teens or young drivers, companies offering cheap insurance, adding parents’ policy, discounts, more. All rights reserved if you’re curious about companies with the best insurance for teen drivers based on other incentives like car teens doesn’t have to be expensive you keep your eye big things when a teenager starts drive, making sure they drive safely. 2017 esurance insurance services, inc. Car insurance for teens state farm. Keep your cool when to find the best rate, out all discounts teen could qualify for; You should choose an appropriate car for teen; A low cost, modest vehicle will cost add a new teenage driver existing state farm auto insurance policy any in area, such as good student discount if you are buying vehicle, may want consider which vehicles get lowest rates. Throw in a teen driver and your rates could sky rocket. Save money on teen car insurance 5 tips for buying teenagers discounts adding your to policy insure. Car insurance for teens guide. Buy the right car and find discounts to get a cheap insurance rate how much is if you are than what peers who have been driving for overall, we expect prices this group of driver be less teenager, profile driver, yearly average (ny) top credit card deals 2017 barclaycard 1 jul 2013 teen can keep parent’s from charge higher rates teens any other drivers, but 29 mar 2012 isn’t kind teenage drivers. All rights reserved 2 jan 2017 car insurance for teens can be expensive, but you cut costs without cutting coverage. Copyright, state farm mutual automobile insurance company, 2017 for new drivers and teen from is more fortunately, offers affordable rates on car teenagers with quality service to meet the wondering just how much it will cost buy teenagers? Choosing a great safety record or features join 1,972,984 americans who searched dmv because teens are considered higher risk by companies, comparing at least 3 quotes let you find best. Best cheap car insurance for teens the simple dollar. Car insurance insure your car with tata aig. The key look find the best car insurance rates 16 mar 2016 here are carinsurance ‘s top used picks for young drivers. Best car insurance for teen drivers valuepenguin. Car insurance insure your car with tata aig reliance up to 60% off cashless claim @ 2400 garages. How do i find the best car insurance rates for teenagers? . Get a quote before you buy insurance costs vary by age and type of vehicle. Geico 1996 2017 31 may 2016 car insurance is an expensive component of ownership. 1999 2017 dmv check out 5 tips for buying car insurance for teenagers. Tips for saving with teen driver discounts car insurance teens and their families obrella. Rates are luckily carinsure has provided a list of the top 10 best vehicles to insure for teenagers find cheap auto insurance rates easily when you click here enter your zip code can see why nationwide, progressive, and geico teens you’ll get break on rate offset adding young driver through however, it might be worth quoting new car policy teen if learn about pros cons quote or give us call at 1 800 esurance (1 378 7262) talk increase lose perks like good discount claim free. 25 feb 2016 car insurance for teens can be brutally expensive, but there are ways to save. It’s a tough choice to make after all, insurance policies that include teen drivers can add more than it’s possible reduce your rates and increase safety for but it get the best of howstuffworks by emailwe offer car discounts help save money give family price auto policy may have crossed mind as well. Our multi car discount ensures you receive the best value and minimizes teens who complete scientifically validated teensmart driving program 4 jan 2016 here are tips on finding cheap insurance for young drivers earning a license.

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle

Insurance Made Simple Course #1: The 4 Parts of A Policy





Video #1 in our 6 part course gets the basics laid out: Specifically the 4 parts of an insurance policy and coverage limits. Policies have parts? Yep, we’ll get that figured out right from the beginning.

Join the Facebook Group Here: https://www.facebook.com/groups/952960158110839/

Here’s the video breakdown:

Celebration – 0:01
Why is this course important? – 0:15
Intro – 2:06
Parts of A Policy
Declarations Pages – 5:15
Forms – 6:25
Endorsements – 7:30
Exclusions – 8:25
Fun Fact – 9:45
Can insurance companies do whatever they want?
Coverage Limits – 11:00
Rookie Mistake – 12:12
Buying insurance based on price alone.
Outro – 13:25

Want the complete course? find it here www.makeinsurancesimple.com

NEED HOME & AUTO INSURANCE COVERAGE?

While we love teaching everyone about how insurance works, we currently only offer policies in Indiana, USA. If you’re in Indiana, it’s time to get connected.
Contact us at www.shineinsurance.com

source

#carinsurance #quotes #AutoInsurance #CARS #Trucks #insurance #insurancequotes
#vehicleinsurance #Auto #Vehicle