Car modifications – those huge exhausts could get your license taken off you





Most modifications make a vehicle more attractive to thieves, let alone affect the handling and performance of the vehicle … that’s the point in most cases. We gave Endsleigh Insurance a list of modifications: A new set of alloy wheels, Mobile phone attachment/Bluetooth installation, SatNav installation, Large exhaust attachments, Tinted windows, Alloy gear sticks/pedals, New stereo/CD changer, Luggage holder attached to the roof, Tow bar and Parking sensors. They said ALL of those items when added would have to be declared to your insurer. We asked Durham Constabulary, Kent Police and West Midlands police and they all said that if they see a strange modification, they contact the driver’s insurance company to ask if it has been cleared with them. If it hasn’t, then that individual may have invalid insurance, which gets you either points and a fine or your license taken off you.

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Understanding 5 Types of Car Insurance Coverage





I created this video with the YouTube Video Editor (http://www.youtube.com/editor)

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Can I move from a third party insurance plan to a comprehensive car insurance plan?





Here is another tip to handle an interesting scenario. Suppose you have a third party car insurance and not a comprehensive insurance. Now you change your mind and decide to go in for a comprehensive car insurance on renewal. So can it be done and if yes, how?

The answer is “Yes” – it can be done. You can move from having a third party motor insurance to a comprehensive motor insurance. But now your car will require an inspection. Once you make the request for a comprehensive insurance the insurer will send someone to inspect your car once they inspect your car. If there are existing damages in your car, please bear in mind that they will not be covered for repair. Only damages to the car after your policy is active will be covered under this plan. Once they are satisfied that your car is in good condition, they will give you a quote for a comprehensive car insurance. Once you make the payment your car will now will have a comprehensive plan.

So yes you can move from a third party to a comprehensive car insurance but you need to have an inspection for your car done.

Get an instant quote and buy your motor insurance policies online.

Car Insurance: http://www.myinsuranceclub.com/car-insurance

Two wheeler Insurance: http://www.myinsuranceclub.com/two-wheeler

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