How Much Car Insurance Do You Need?





The next time you’re on the freeway, think about this: Approximately one of every seven U.S. drivers on the road has no automobile insurance. That’s the most recent estimate from the Insurance Research Council, which noted that the five states with the highest percentage of uninsured drivers were Florida, Mississippi, New Mexico, Oklahoma and Tennessee. With that many people driving without coverage, it’s more important than ever for you to be insured. But how much car insurance do you need to have?

If you’re like many people, you might be in an economic pinch these days. Your inclination might be to get the minimum insurance coverage required by law in your state. The trouble with minimum coverage is that it might not fully protect you — or your assets — if you’re at fault in an accident. It’s a better idea to carry more than the minimum coverage unless you are driving an older car with little value and have no assets to protect.

Every state in the nation except for New Hampshire requires you to have liability insurance. That mandatory coverage varies according to state.

The chart below shows minimum liability limits (in thousands of dollars):
Bodily injury liability for one person in an accident
Bodily injury liability for all people injured in an accident
Property damage liability for one accident
In Alabama, for example, the minimum requirements are $25,000 of bodily injury liability for one person, $50,000 bodily injury liability for all people in an accident and $25,000 property damage liability. Another type of coverage, personal injury protection (PIP), or a system called medical payments (MedPay) in some states, pays for your own medical expenses, any lost wages and whatever other costs may arise when you’re injured in an accident. It usually pays about 80 percent of your losses, and it also pays a death benefit. PIP is required in Delaware, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania and Utah. In Arkansas and Maryland, the coverage is not required, but drivers must reject it in writing if they choose not to purchase it.

Some states also require you to purchase car insurance that will cover your medical expenses, pain and suffering losses and, in some states, car damage, in the event that the other motorist is at fault and is either uninsured or underinsured. The chart below also lists the states that require this uninsured or underinsured motorist coverage.

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Mexican Auto Insurance





BestMex.com – The best Mexican auto insurance

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CBS Investigation: Customers Say They Were Scammed For Insurance Coverage When Renting A Car





A CBS2 News investigation found that one of the major rental car companies may be overcharging customers by insisting they add insurance coverage they don’t need. David Goldstein reports.

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Arizona auto insurance quotes





Arizona auto insurance quotes

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how to download reliance general insurance policy copy online





In this video we will talk how to download reliance general insurance policy copy online

Get link for download policy copy –

https://www.reliancegeneral.co.in/Insurance/Self-Help/Print-Policy-Online.aspx

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What Happens if My Car Doesn’t Have Insurance? : Car Insurance





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If your car doesn’t have car insurance, there are a few important things you need to know. Find out what happens if your car doesn’t have insurance with help from an insurance industry professional in this free video clip.

Expert: Winnie Somuah
Bio: Winnie Somuah, of WinnSom Insurance Agency, has 12 years of industry experience from both the broker and company side, allowing her to understand both worlds for the benefit of her clients.
Filmmaker: John Gebhart

Series Description: A car insurance policy isn’t just something you should sign up for without a great deal of research. Get information and tips regarding car insurance with help from an insurance industry professional in this free video series.

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Vintage Car Insurance





For more information on vintage car insurance visit http://www.condonskelly.com/FORCUSTOMERS/WHATWEINSURE.aspx

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Cheap Car Insurance San Diego – Instantly Compare Best California Rates





Who has the cheapest auto insurance in San Diego? It only takes a moment to view the top-rated California companies with the best prices. We shop for the best online quotes so you can instantly compare and save.

Full coverage and liability only coverage is available at the lowest prices offered by the most reputable carriers in California. With more than three decades of expert and unbiased experience, we find discounted rates and offers for you.

Simply visit us at http://www.ecarinsuranceprices.org and provide your zip code to get your customized free online quotes. No cost or obligation. But you will save hours of research and aggravation!

State minimum limits must be met on all car insurance policies. The current requirement in the state is $15,000 per person, $30,000 per accident and $5,000 of property damage. Uninsured and underinsured motorists coverage is not required but should be considered. All carriers provide ID cards that contain your expiration date along with vehicle information.

Financed or leased vehicles may require increased liability limits and possibly a maximum $500 deductible on collision and comprehensive. Once there is no lien on the vehicle, full coverage is no longer required.

If travel coverage to Mexico is needed, many carries offer riders or short-term coverage that can insure damage to your car or truck, along with property damage to others.

Small down-payments and policy approvals within 24 hours are possible. Declarations Pages and ID Cards can be emailed, faxed, or sent, if needed. You can also use some of your savings to go to the San Diego Zoo, or a Padres or Chargers game!

Although we review all companies, carriers with competitive offers include Horace Mann, USAA, AAA, Affirmative, Progressive, Safeco, and Amica.

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Auto Insurance Scams Caught on Dash Camera in the U.S and Canada





More information about auto insurance scams and how to avoid them: http://www.dash-gadgets.com/Insurance-Fraud/

Dash-Witness 1080P Full HD Dashboard camera. Online order with FREE SHIPPING: http://www.dash-gadgets.com/Dash-Witness/

In the event of a collision a dashboard camera can help:

§ Get the other car’s licence plate number. Also, the number of passengers that were in the other car at the time of the accident. Later, you can compare this information to the information on the insurance claim, to make sure that all the names in the claim were actually passengers in the car.

§ Provide a video description of the passengers.

§ Display how passengers behave. Do they joke around and seam healthy, but suddenly act injured when the police arrive at the scene?

§ Have a detailed video record of the damage the car received and the number of passengers.

§ The camera can be removed of the bracket and used as a digital camera or a camcorder in full HD 1080p (12MP as a digital camera) for taking extra pictures and video at the scene of the accident.

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