How Much Car Insurance Do You Need?





The next time you’re on the freeway, think about this: Approximately one of every seven U.S. drivers on the road has no automobile insurance. That’s the most recent estimate from the Insurance Research Council, which noted that the five states with the highest percentage of uninsured drivers were Florida, Mississippi, New Mexico, Oklahoma and Tennessee. With that many people driving without coverage, it’s more important than ever for you to be insured. But how much car insurance do you need to have?

If you’re like many people, you might be in an economic pinch these days. Your inclination might be to get the minimum insurance coverage required by law in your state. The trouble with minimum coverage is that it might not fully protect you — or your assets — if you’re at fault in an accident. It’s a better idea to carry more than the minimum coverage unless you are driving an older car with little value and have no assets to protect.

Every state in the nation except for New Hampshire requires you to have liability insurance. That mandatory coverage varies according to state.

The chart below shows minimum liability limits (in thousands of dollars):
Bodily injury liability for one person in an accident
Bodily injury liability for all people injured in an accident
Property damage liability for one accident
In Alabama, for example, the minimum requirements are $25,000 of bodily injury liability for one person, $50,000 bodily injury liability for all people in an accident and $25,000 property damage liability. Another type of coverage, personal injury protection (PIP), or a system called medical payments (MedPay) in some states, pays for your own medical expenses, any lost wages and whatever other costs may arise when you’re injured in an accident. It usually pays about 80 percent of your losses, and it also pays a death benefit. PIP is required in Delaware, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania and Utah. In Arkansas and Maryland, the coverage is not required, but drivers must reject it in writing if they choose not to purchase it.

Some states also require you to purchase car insurance that will cover your medical expenses, pain and suffering losses and, in some states, car damage, in the event that the other motorist is at fault and is either uninsured or underinsured. The chart below also lists the states that require this uninsured or underinsured motorist coverage.

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How YOU can save money on costly motorcycle insurance





You can save $$$ on bike insurance using these tricks. And we go on a mission to find Off-Road Racing Legend Malcolm Smiths mansion with success.

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NIA Car Insurance Premium Calculator Video





This Calculator only for Agent of The New India Assu. Co. Ltd. I have try to best of my ability to perfect calculation though, premium is vary subject to any change by co. from time to time.
The Purpose of the make calculator – Eazy to use, Fast & Perfect Calculation, Use as Presentation with the Client or Prospect, Save the time & money, Increase Knowledge, Premium & Commission, Don’t Depends to Offices or others, work indepndent with confidence and many more.

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How Much Does Homeowner’s Insurance Cost?





How much does homeowner’s insurance typically cost when buying a home? Erika Pektas, Realtor and Insurance Specialist, talks about how much it costs for homeowner’s insurance, what factors are at play, and when to get homeowner’s insurance during the purchase of your new home.

You can search for your next home at Erika’s website: www.ErikaPRealtor.com and reach out to her for more real estate and insurance insight at Erika@ExclusiveCollection.com or 407-334-6294!

How much does it cost for homeowner’s insurance: http://youtu.be/kVljV80l6Ko

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Reliance Car Insurance – Drive Worry Free





You can’t anticipate accidents, but you can stay prepared to counter them with Reliance Car Insurance. From assisting you to reach the nearest network garage to taking care of your EMI while your car is in the garage, Reliance Car Insurance takes care of it all. To make it simpler, you can buy our car insurance online and self-survey your car using our Go Mobile App.

For more information on car insurance, visit us at https://www.reliancegeneral.co.in/Insurance/Motor-Insurance/Car-Insurance.aspx

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(Cheapest Car Insurance In Michigan) *CHEAP* Auto Insurance





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Don’t Get Scammed Buying Auto Insurance





Don’t get scammed buying auto insurance!

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Insurance Information : How to Become an Insurance Agent





Becoming an insurance agent usually requires some type of bachelor’s degree in order to apply to either a direct writer insurance company or an independent insurance agent. Find out how to become an insurance agent with tips from an insurance agent in this free video on insurance information.

Expert: Seann McWhorter
Contact: www.insureright.biz
Bio: Seann McWhorter is the principal agent at Insure Right Insurance located in Lehi, Utah.
Filmmaker: Michael Burton

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What is the Cheapest Young Driver Insurance?





What is the cheapest young driver insurance?

Give your kid a bus pass until he’s 18, then make him pay for it himself.

Public transportation doesn’t reach the suburbs.

Is paying one of his friends who is 18 to drive him around an option? Carpooling is eco-friendly, and the friend might enjoy the extra money.

I want him to get the experience of driving and learn about responsibility.

He better have straight As.

Do you think good grades are a sign of responsibility?

Insurers do, which is why they give good student discounts.

Where can I get cheap auto insurance for a teenager?

The cheapest place is probably yours. Nepotism, in this case, is good.

They’re giving me a rather high quote.

But it includes a family discount, and you know that the firm is legitimate. If you are shopping for cheap auto insurance online, the cheapest place may be a fly by night operation that takes your money but never pays claims.

What else can we do to control the cost? Our deductibles are already high.

A teen is several times more likely to get in an accident than someone with experience, so you probably want his coverage to have high coverage instead of a high deductible.

I know that we want a car with a lot of safety features.

Don’t let him hot rod it. In fact, give him an old hoopty that you won’t mind letting sit with the bent fender.

I know that we save money if we don’t file claims. I guess if he drives a beat up car, we’ll save money by not filing for fender benders no one notices.

And you save money on the insurance because cheap cars are cheaper to insure.

I heard we’d save money by putting him in driver’s ed.

Make him take it several times and get more experience behind the wheel. Let him sit in traffic school, too, before he gets a ticket.

And if I threaten to take away the car keys if he gets a ticket might save us money.

Or at least a few headaches, if he heeds the warning.

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