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MCLR ,What Is MCLR And How It Affects You? HINDI/ENGLISH/URDU

MCLR (marginal cost of fund-based lending rates) is the new benchmark lending rate at which the borrowers will be given loan from now on. Marginal means ‘additional’. While calculating the lending rates, banks have to consider the additional or changed cost conditions, which will affect the MCLR at which a loan will be given. So, if you plan to take a home loan at a floating rate, it will now be linked to MCLR. It is advisable to go through the reset clause at the pre-specified interval of the floatingRead More


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