No More Money?? Bankruptcy is Crazy! My Story

Hi Everyone. please open for more of an explanation

if no questions have been answered in this video or BELOW (all about loans below) then please feel free to email me at;

The past two-three videos are a lot different then normal. which i will be going back to the regular scheduled programs ( Makeup)

i just wanted to make some videos that possibly all of you can relate too. i do not want to be singled to one section (i am an OPEN BOOK OF KNOWLEDGE)

Bankruptcy lasts 7-10 years on your credit report.. my lawyer said 7 but some will say 10. a judgement is on your credit report indefinitely for 10 years and you are VERY VERY limited to what loan you could be eligible for, if any. with a bankruptcy on your report, its a bit different, because their are so many people filing a lot of the loan companies do not mind yet hike up the interest of my good friends’ whom filed a year before me, just got approved for her first car all by herself being signed.

a home loan is a bit different. my lawyer recommended to wait a couple years and to go to a certified place that will accept previous bankruptcy (bankruptcy approved), which most( 90-98%) banks do.

she also explained, to get a secured credit card or unsecured credit card that has a low limit ($300 or so) and MAKE SURE to pay it off before the due date. if i cannot afford it, DO NOT get it.

how much do i plan on putting a way a month? well that depends. my schedule is like this

first week of the month(7th): Car insurance( $189)
Second week (18th): Car note ($325.87)

third and fourth week (depending what i put a way during the first two weeks) will be half of my pay check..

Gas: my car is a eco friendly vehicle, she gets 389-400miles til empty. and it takes 74 miles to get to my job depending on traffic.. so ultimately i will be filling her up every week(1 1/2 week).. = $45

its all common sense but when you hear it from someone whom is higher and knows what to do, it all comes together.

i NEVER want to go thru this again.

FYI: i am NOT a lawyer. or financial expert.

anyways, i appreciate the love! xoxo

music is CC

shop for #Car and #Auto #Loans and #Financing #Bank #lending for #Vehicles

6 Comments to No More Money?? Bankruptcy is Crazy! My Story

  1. NaaSira Ali says:

    Your story was very helpful thankyou so so so much for sharing!!!

  2. What would you say was the hardest part? Did you keep your car loan?

  3. how did you get away spending your tax return on luxury items ? you're only supposed to spend that money on necessary items like, food , car repair etc ..

  4. Jazzy Patt says:

    Girl you should've kept it in cash.

  5. RaeaJ says:

    I had to file this year it's definitely difficult wish I didn't have to go through this but only thing I can do.

  6. Great story, thanks for sharing you are very inspiring.

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